Clover is a point-of-sale system owned by Fiserv, one of the largest payment processors in the U.S. It combines countertop and handheld hardware with software plans designed for retail stores, restaurants, and service businesses.
Clover’s lineup ranges from the small Clover Go card reader to full register stations with customer-facing screens. Plans are organized by business type and cover features like inventory, table service, online ordering, and employee management, and the Clover App Market adds more tools. Clover can be purchased directly from Clover or through banks and independent resellers.
Clover is a good fit for brick-and-mortar businesses that want a sturdy, full-featured POS and plan to use it for years. It’s less ideal for very small or mostly online sellers, who may not need its hardware or monthly software fees.
How you buy Clover matters a lot. Resellers set their own processing rates, contract terms, and cancellation fees, and hardware leases can cost far more than buying outright. Online and keyed-in transactions also carry a higher rate than in-person swipes.
If a Long Island bank or reseller offers you Clover, get every fee and contract term in writing and compare it to buying directly from Clover.